Michelle,
You can indeed store the formatted text in a memo. The RTF formatting commands are plain text directives. I think the solutions.app shows how to do it.
>>You can do the formatting using the RTF control but the text must be stored in a General field. Memo fields won't store formatting.
>
>Ah, that's a key point there. I wanted to use it on memo fields. Oh, well. No formatting, then.