>>>In addition, participation should be voluntary, just like health insurance was before 2009.
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>Why, apart from ideological grounds? Look to the Australian Super scheme. Wailing and predictions of doom at the start, these days success has many fathers. A predicted asset of $10T by 2028 for a country of 22M people. An equivalent scheme in the US would have had $140T by 2028 rather than the status quo that has social security going broke by 2037.

Compulsory contributions are an anathama to private property and private property is the key to liberty. My opposition is based on principle.

If I don't want a retirement account I shouldn't have to have one. While I have done well with my 401k, I would've done a lot better deploying that capital on my own. 401ks have a number of investing restrictions and one's company further limits choice through their options.