> Instead of pushing millions of those who have no money into (over)consumption (via bank loans, credit cards, Xmass, halloween etc) and creating piles of personal debt, how about 'stimulating consumption' by those who already have billions to their names.
>
>You obviously have a very low opinion of the human race.

At this particular point in history I might even admit 'guilty as charged' {g} (civilization rather then human race), just wander what part of above sentence triggered such illuminated conclusion on your part ???