>Imagine if every single one of us embraced the concept that everything that happens to you in life is your responsibility, your fault, your credit, your decision. If every single one of us went through life believing that everything we have, everything we screwed up everything we lost everything we gained was a result solely of the decisions and actions we did. Imagine how difficult that would be for most people. Because that means that every time something goes wrong in your life, you have to then blame yourself and you have to look inside yourself, and you have to be introspective.
>
>If you go through life constantly believing that everything that happens to you is a result of your decisions then you place that on other people as well and you always expect the best effort from your fellow citizens.

I embrace your initial point and completely agree with it. It is the main thing I have tried to convey to my daughters.

Where we diverge is our life goals and aspirations. Which is fine. You seem to be extremely money oriented and I am not with you there.

Best,

Mike