>>Savings are the heap of individual savings you made, one saving at a time, and forgot them on your savings account (i.e. salvational account, or account for savings). That's "the savings", as a heap. But one at a time, like shooting programmers who visit UT/chatter during work, would be a saving each time. At least so it is to my ears. But maybe we should let the natives decide this, eh? I'm just puzzled and it (may I be allowed a translated serbian phrase), "unravels my ears".
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>I think of "savings" as "water." But you are right, what do we, the immigrants, know.

I was a non-immigrant, officially. Which I surprised myself to turn into "factually as well".