>>Your analogy is flawed. Cancer cells do not have a brain. The idea of applying the concerpt of personal responsibility to cancer cells is ridiculous.
It's an equally ridiculous response to your interpretation of a statement of fact as an "excuse".
If as a child you see "personal responsibility" meaning avoiding/aiding the men with guns and grabbing anything that isn't tied down, then it's unrealistic to expect a sudden change when confronted with unimaginable wealth left lying around. The solution to the problem has to include these realities or it just keeps getting worse.
"... They ne'er cared for us
yet: suffer us to famish, and their store-houses
crammed with grain; make edicts for usury, to
support usurers; repeal daily any wholesome act
established against the rich, and provide more
piercing statutes daily, to chain up and restrain
the poor. If the wars eat us not up, they will; and
there's all the love they bear us."
-- Shakespeare: Coriolanus, Act 1, scene 1