>>>But you know it's not really as easy as that. On universities, there are a ton of factors, including whether you get accepted. Cost, location, programs available, and a ton of other things are likely to weigh in before you consider health insurance.
>
>Personally I think that universities should provide for all student needs so there is no need to choose or even to think. That would be very safe. It would also be a bureaucratic nightmare scenario churning out flairless dullards. Of course people need to think and if they need contraception then they need to make absolutely sure THEY have it sorted out whether it is included in the health plan or not.
>
>>>As for employers, yeah, you and I can pick and choose, and make the decision based on benefits. For lots of people, that's not realistic. What we really need to do in this country is decouple health insurance from employment. Our system is a historical accident and it's absurd.
>
>Right. While I have not been "employed" for 20 years, my personal health insurance plan for my family costs less than $1000 annually. Perhaps that's the most useful point in all of this.

And what's your deductible? Is that per person? What does it cover?