>>I don't think that's correct. I know that when my son had a college policy at Yale, we paid for it. It was reasonably priced, but it wasn't included in tuition and fees.
>>I'm pretty sure the testimony mentioned paying for the Georgetown plan as well. That's the typical way universities do it, because not every student needs coverage. Many are covered by parents, others are covered by spouses.

If you do choose the Georgetown policy, it does *not* include contraception so it simply is not true that people are paying for it but not receiving it. Add contraception and the insurer will protect its margin, meaning higher cost or reduced benefit somewhere else. The problem now is that increased cost will be attributed to contraception and not everybody will be happy about that. Such students/parents may be motivated to mount a grandstand of their own, loudly arranging cheaper insurance on the basis of slogans that are just as easy as the healthcare slogan, e.g. "for people who take responsibility for themselves". You may not agree, but you must agree that this is how some will be motivated to behave. Reduce the pool of payers for any benefit and the costs keep going up for those who remain, bearing in mind that the insurer wants its cut every step of the way. This could all backfire. All this assumes that Georgetown chooses to maintain the policy in the first place, which is not an obligation.