How about this for a scenario. If a company drops health insurance, they are penalized. But what if when an employee leaves the company, they hire contractors instead? Eventually, they won't have employees, but all contractors. No insurance costs. No penalties.


>Costs are expected to rise in the short term as the uninsured are added to the system. They will not rise in the long term. We have the most expensive health care in the world, outpacing inflation year after year. That's how people wind up paying more for healthcare insurance than rent.
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>Give it a chance. You may be pleasantly surprised.