Not to me - I live in a modest flat, but the house has more appartments rented out.
Buying it for me wholesale was really part monetary/retirement investment,
and I paid ~50% in cash and the rest in a very short time,
so the part of saving a fortune rings a bell, as does living frugally ;-)

Not that I am a total cheapskate. Andy and I do splurge from time to time. But when we do, we can afford it.
So I guess we have very similar outlooks.

About the only luxury I need is silence while still being near centre of the city as well as having added
floor heating under nice marble: I often program according to Charles dress code, even in winter

That is a visual I did not need <g>.