>Most health insurance companies
>
>In the last 10 years we have switched our health insurance back and forth between Medical Mutual of Ohio, Anthem and Summa - deprnding on who is the most competitive. Most years, the savings have been thousands of dollars. So, where here is competition in the market place, the consumer benefits.
>
>Most BIG banks
>
>Andy and I have our money and the company's ,oney spread around between 3 or 4 banks. We so that because of the best rates we can get. So, where here is competition in the market place, the consumer benefits.
>
>Big Oil
>
>I do not know about Texas, but in Ohio, we have loads of different oil companies that have gasolin staions here: BP, Marathon, Shell - just to name a few. We are not locked in to a single compny.
>
>Big Pharma
>
>Which company are you talking about? Johnson & Johnson? Pfizer? Roche? GlaxoSmithKline? AstraZeneca? Merck? Bayer? Eli Lilly? Bristol-Myers Squibb? I am reasonably certain that most of them produce various flavors of the same generic drug and a little homework can find out which one has the most competitive price.

I have never seen so many typos in one of your posts.

My advice is to get a serious night's sleep. Tell Andy it is his duty to give you a deep neck and back rub until you disappear into pleasant dreams.