>so he went back to school on someone else's money (yes, he borrowed it - which makes it someone else's dime). (Hmmm....could those school loan repayments be part of the problem, or was he one of the ones who got most of it 'forgiven'?) Still couldn't live within his salary so he went back to school yet again - on someone else's money.
Credit is not "someone else's dime", it it a deferred payment with a price (interest). It is your own dime paid at a later date.
Wine is sunlight, held together by water - Galileo Galilei
Un jour sans vin est comme un jour sans soleil - Louis Pasteur
Water separates the people of the world; wine unites them - anonymous
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