>			// this part outside the loop - even at class level if possible
>
>			Uri uri = new Uri(lcURI);
>			NetworkCredential credentials = new System.Net.NetworkCredential(cUsername, cPassword);
>			// end part outside the loop
>
>			// FTP setup
>			var loFtpWebRequest = System.Net.FtpWebRequest.Create(uri);
>			loFtpWebRequest.Credentials = credentials;
>			loFtpWebRequest.Method = System.Net.WebRequestMethods.Ftp.ListDirectoryDetails;
>
>			// If we use FTP/SSL  (AUTH SSL)
>			// If ( nNoFTPProtocol == 2) 
>			//     loFtpWebRequest.EnableSsl = true;
>            
>
>			using ( var loFtpWebResponse = loFtpWebRequest.GetResponse() )
>			{
>				using ( var s = loFtpWebResponse.GetResponseStream())
>				{
>					using( var loStreamReader = new StreamReader(s) )
>					{
>           
>						// Load the files into the string builder
>						loStringBuilder.LoadString(loStreamReader.ReadToEnd());
>					}
>				}
>			}
>
>		}
>