I understand what you say, but it relies on the Socialist principle that there is a pot of money from which armchair lawyers can sup without consequence. But there isn't. It would be like suing the unemployed man for failing to make his mortgage payments for 6 months. After the secured creditors take their share, there's nothing left to attack.
"... They ne'er cared for us
yet: suffer us to famish, and their store-houses
crammed with grain; make edicts for usury, to
support usurers; repeal daily any wholesome act
established against the rich, and provide more
piercing statutes daily, to chain up and restrain
the poor. If the wars eat us not up, they will; and
there's all the love they bear us."
-- Shakespeare: Coriolanus, Act 1, scene 1
