>Don't you agree that "there are two sides to every story?"
>
>Actually, no. There are three sides to every story: "your" side, "my" side and the truth.
>
>As for your anecdote: How old are you? Once you're on Medicare it's illegal to sell you policies through the exchange if I understand correctly. What policies are you talking about- Medicare top-up policies, or long-standing policies you've had for years, or ???
>
>Although I am pretty ancient, I am not yet old enough to be on Medicare. These are long standing policies through private insurance that we have had for years. You may call this an anecdote, but it is the actual experience of a real person and not political marketing slime.

I agree with you on this Marcia.
ACA has definitely eliminated some plans with higher deductibles that were perfectly suitable for certain people.
Typically they are people with enough means to handle the deductible and with knowledge of how to handle their health without having to run to the MD at every sniffle.
In fact, that's what the original major medical plans were intended to do- avoid financial catastrophe but otherwise let everyone pay for a routine visit to the MD.
On the other hand a lot of people took these plans because of the lower premiums, but couldn't pay the deductible and that's what the ACA wanted to cure.
Originally the plan's designers wanted to provide financial assistance to those who couldn't pay the deductible and leave the plans alone, but they caved -largely because of pressure from insurers- and wound with the hodgepodge we now have, where some people are being penalized for being able to handle their medical care costs themselves and are being forced to take insurance that they don't want or need.