"May" not be available in future? I didn't get that from the presentation. I thought your policy could no longer be offered because of ACA and that affordable equivalent policies are not available. I'm glad to hear you still have your policy as you were promised. My advice would be "don't trouble trouble until trouble troubles you" and Medicare may take you into its loving arms before anything else happens or better policies "may" reveal themselves.

I wish that I had your talent for twisting other people's words so that they suit your purpose.

BTW, I will not qualify for Medicare for a number of years. If you were an American citizen, would you be on Medicare right now?

The only reason we still have our plan is that, under the ACA, current plans are grandfathered in until they expire in 2014. Our policy was supposed to expire on January 31, 2014. The only way that we could continue to get our current coverage until the mess that is the ACA has shaken out, was to renew the policy effective 12/1/2013. That way, we maintain our current coverage until the end of 2014.

It is amazing to me that you seem to know everything there is to know about the ACA and how private insurance will be affected by it when the insurance companies here don't even know that yet. Boy, I sure wish that I knew everything like you do...