>>> I know of several where that was not the case. Now that could be insurance companies using the ACA to cancel policies that were not financially beneficial to them and when the extension was recently approved they offered those same policies for another year at a 200-250% increase in cost to the insured in order to maintain their financial objectives.
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>I agree with both of your comments here. Truth will out. It already has in several cases, e.g. a cheap Kaiser policy for past employees that dates back to the '80s and is out of sync with the market, relied on "Blame Obama" for the insurer to do something it was too embarrassed to do otherwise.
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>If you have to choose, why choose to believe the President told a crazy lie rather than believing that insurers put themselves first. Market commentators would say that insurers are meant to do that, so the alternative concept makes even less sense.

Historically, Obama ran for re-election on the ACA. It is his, and his administration's, responsibility. Any decisions, deals, write-offs, waivers, etc are his responsibility as well as those who implemented it into law.

Way back when it was being discussed, many possible issues were brought up. One of those issues was that while the insurance companies could no longer refuse to cover an individual due to pre-existing conditions, there was no limit or cap on premiums and co-pays for that coverage. What happened to the rate review? "Rate Review helps protect you from unreasonable rate increases. Insurance companies must now publicly justify any rate increase of 10% or more before raising your premium." There is a LOT of premium raising going on and I see no public justification for it. This does not apply to grandfathered plans.There was no limit or cap on the costs to insureds. The 80/20 rule only applies to how the money is spent, not how much they charge. The ACA relied on the 'market' to control costs. As soon as the market changed and policies and exchanges didn't cross state lines and states could opt out of the medicaid expansion, all of that changed. It was irresponsible to force this onto insurance companies and individuals without laying out responsible limits as well. One of the most disheartening changes was the number of waivers and exemptions to businesses.