>> good thing that in US you are only liable for $50 of fraudulent charges (by most US bank CCs).
IME the fun happens when you're on the other side of the world and your CC suddenly is stopped. IOW not the losses but the PITA even if you travel with multiple forms of currency.
"... They ne'er cared for us
yet: suffer us to famish, and their store-houses
crammed with grain; make edicts for usury, to
support usurers; repeal daily any wholesome act
established against the rich, and provide more
piercing statutes daily, to chain up and restrain
the poor. If the wars eat us not up, they will; and
there's all the love they bear us."
-- Shakespeare: Coriolanus, Act 1, scene 1
