>>A son of a friend is moving to Detroit for one year (temporary job) and he (being now oversees) looked up online the auto insurance prices in Detroit. He is shocked and I am shocked. According to this article (http://www.mlive.com/business/detroit/index.ssf/2014/02/detroit_has_highest_car_insura.html) the average price is about $10K. How could it be? Say you buy a 3-5 year old Toyota for $6-8K. Is this (upwards of $10K) you would expect to pay in auto insurance?
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>That sounds huge. Would the premium drop substantially for an older driver?
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>I have four vehicles and a quad bike insured (full cover) for a total premium of about $1,800.

Its sounds like the premiums young drivers can pay here now though.
I think many of them opt for monthly payments