>>>>>1. I am middle class, so.. I am supposed to get subsidies? Who pays for that?
>>>
>>>The only way to find out is to take a look!
>>
>>I don't want subsidies.
>>I am not a welfare case - I am middle class.
>>I am not going to ask my neighbors to pay my expenses, nor do I want to pay theirs.
>
>Using an exchange doesn't mean you'll get subsidies. The exchanges are available to all, with some people getting subsidies based on family income. John suggested you take a look to see whether you can get equivalent insurance more cheaply from he relevant exchange.

>Using an exchange doesn't mean you'll get subsidies.
And it does not mean you won't.
The subsidies - that I don't want - are hidden.

> some people getting subsidies based on family income
Uh huh.
My income is jumpy - too jumpy, but that is a different story.
So, I would get subsidies some years, and pay subsidies others.

I don't think it is ethical to receive subsidies when I am rather capable of paying for care for my own family.