>>>Everybody pays, and the money goes to those who bill their services for the ill - be they doctors, transportation, pharma or insurance itself.
>
>Now you're describing currency and the economy. ;-) That's how currency is meant to work... correct?

Meant... by whom?

If you envision the market as the place where on one side everybody pays and the gang on the other side charges outrageously and at a whim, then that may be similar to this...