>With Inet1
> .URL = "ftp://myserver.ca/"
> .UserName = "anonymous"
> .Password = "richard"
> .Execute , "CD " & Text1.Text
> .Execute , "GET rauger.199810 C:\RICH.txt"
>End With

I would test your exact syntax within ftp yourself; that is, go to the command-prompt and type "ftp myserver.ca/". The slash at the end maybe causing trouble.
Then enter your username and password to see if you connect. Then type "CD pub". Make sure your Text1.Text has no blanks in it. Then do your GET as your have in your code.

Hope that helps,

jody