>>>You ignored the point. It's statistically impossible that the exact therapies they said my wife needed - number of days, number of treatments, number of cc's, number of gadgets, etc were exactly what her insurance would pay for- never more or less.
>
>Why is it "statistically impossible?" Is it statistically impossible that a car mechanic performs the exact scheduled maintenance for your vehicle, never more or less?
>
>Surely it depends where the schedule came from. Where do you suppose the insurer's schedule came from?

Wow.. I can't believe that you're really comparing people to cars..
However since you insist..
Car maintenance schedules are MINIMUMS
I can change my oil every hour if I want to, but Toyota says that I'm pushing the envelope if I don't change oil at least every 5K miles.

Insurance limits are MAXIMUMS

My infamous toenail clipper is the most shameless abuser, but there are dozens of examples like him.
Medicare will pay for one "tissue removal from more than 6 digits" every 90 days.
However, unlike Toyota, they don't give any warnings about what will happen if a deeply-trained, learned person doesn't clip your toenails at least once in 90 days.
What they are really saying is "I don't care if you never do it, but I won't tolerate it more than once in 90 days."

So when he finishes his ritual, he digs down deep into the vast trove of knowledge accumulated over years of intense study and diagnoses that patient as needing more "tissue removal" in EXACTLY 90 days.
Never 75 - never 105.
Not odd to you?