>France is a little behind when it comes to electronic banking... Oh and i do have a French bank account .

Just wondering what is the name of the bank. Possibly you should change by the way.

There are - in France, and elsewhere - still a couple of antiquated networks where front-office tend to shunt their on-line offering especially in front of pensioners.... But, should you insist, I expect you can get their phone-and-online banking. Even in "La Poste"! I do not feel that France banks are network banking "lanterne rouge". Just average performers...

As far as I am concerned - I really do not care about banking whether in my country or elsewhere - I have found very little difference between France and other places when it comes to banking. You need to build up the relation bien entendu:).