>>> Unless you have a good financial planner with series 6 or series 7 you don't stand a chance - and even then if you don't have a zillion dollars to play with it's very difficult.
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>I passed series 7 while working on Wall Street. Also while working on Wall Street I got an insider's look at how customers are viewed there.
>My mother used to tell me to cross the street when I saw trouble coming.
>If I were you I'd cross the street if a Financial Planner approaches.

I have a close family member that is one - that is the only one I would ever deal with. Of course prior to that I'd have to have some money...haha