>>This seems to get rid of ads in skype and other things for me:
>>www.admuncher.com - I've used this thing for years and it's great - plus now it's free :)
>>
>>This thing as it fixes some things that Spyboot Destroy and Malware Bytes miss. Yes pain in the neck to have to run 3 of these things but it's worth it if you have concerns.
>>https://toolslib.net/downloads/viewdownload/1-adwcleaner/ - and it's also free.
>
>Thanks, I'll get these two as I have 2 other bad symptoms:
>
>1. I am no longer hearing sound from Chrome in UT when I get replies (although I do have setting set)
>
>2. When I was browsing LifeJournal, I got a popup saying my system is infected and I need to call such and such number. I closed that page right away (e.g. the page with that popup), but I am concerned as my husband also got similar popup once in the past and we closed the browser then as well.

I'm not sure about why you're not hearing sound. Make sure the sound volume for the chrome app is turned up. The volume mixer in Windows 7 has settings for each application.
As for popups and ads in chrome - ha well that is another problem for sure. In addition to the admuncher app..I use these extensions:
adblock
Ghostery
adblock plus
adguard bocker
privacy badger
https everywhere

If I just go to cnn.com - all these things together block over 80 things. I never see any ads anywhere. It's a shame that we have to go to so much trouble to avoid these things - but once you have it setup right it makes surfing the net a lot better experience.