>>I don't have easy solutions, but agree that we need to find a way to lower the debt load of kids coming out of college.

I's not just the US: student debt is becoming a norm even in Socialist gulags. E.g. I was privileged to earn my medical degrees at a time when my annual tuition fee was $99 which I paid out of my weekly student allowance of $27 that was automatically paid to me because I was alive and at school. $27 was a lot of cash in days when you could have a room in a student hovel in Otago for $11/week or a jalopy for $200. These days tuition fees are into the thousands annually and unless you can live at home with well-heeled mum and/or dad, young doctors can be saddled with as much as $100K of debt when they finish. Yep, I'm part of that greedy generation that accepted all of society's largess and then pulled up the ladder after ourselves. At least I don't add insult to injury by scolding others that since I could graduate without debt, they can too.