>>>Hi,
>>>
>>>I thought I remember reading somewhere that there are terms for applications that have User Name and Password for log in and others that have only Password. Anybody knows these terms?
>>>
>>>TIA
>>
>>I think the term you are looking for is Single Factor Authentication.
>>
>>http://searchsecurity.techtarget.com/definition/single-factor-authentication-SFA
>
>Bingo! Thank you very much.

User Name and Password is Single Factor Authentication