It is pretty obvious that we have a different belief system And each side can analyze any subject in the *abstract* to make it fit their world view.
I will read those - but pray tell, answer this: The regulation known as "Community Reinvestment Act" did force banks to make lower quality loans. Fannie and Freddy did indeed accept horrible loans with bad underwriting - Pushing sane lenders out of the market. How is it not the fault of our goverment for creating these conditions?