Since the banking sector cannot be trusted to regulate its own appetite, it deserves to be put on an enforced diet by hardworking taxpayers who'd like to eat their own lunch for a change.

I never said that there should be no regulation. I merely said that it should be regulation that actually addresses the problem. FWIW, IMHO, Glass-Steagall should never have been dismantled. If it hadn't been, we would be in less trouble today.

Compared to what? Honestly, the insistence of comparing status-quo to Nirvana isn't viable. There was a healthcare system before ACA and it was experiencing huge cost inflation despite already costing more than any other nation per capita despite excluding tens of millions meaning the per capita cost actually is a lot higher. On and on it goes. The ACA is a baby step in the right direction.

This is where we have to disagree. A much better way to bring medical costs down is giving people the ability to buy insurance across state lines and tort reform. Sure, there are other things that can be done, but IMHO, the first two things that I mentioned are a much better start than the ACA.