Thanks Cetin, I kind of figured this and have can easily add anything else as needed.

I started with a comma, TAB, semicolon, and vertical line.

>>>>I just finished a generic import utility for to import funds from PayPal or any other source that can use comma or tab delimited data. This would mainly be PayPal, and all that works flawless. These are payments the client receives.
>>>>
>>>>However, I have no idea if a user will use another source for their payments. Maybe a bank or whatever. Anyone have any experience with payments coming in from other sources that I should know about (so I can go ahead and code whatever else might be needed)?
>>>
>>>I know there's Stripe.
>>>
>>>Tamar
>>
>>Hi Tamar, perhaps I didn't make myself clear enough. I am talking about a user downloading payments to a CSV or TXT file, and currently. I support separating the values with a "comma", a "tab", a "semicolon", and a "vertical line" before I do the append into a temp table. I am wondering are there others I might not be aware of.
>>
>>Any help is appreciated....
>
>Any character could be used as a separator (including chr(0) - unlikely but yes that is a valid separator for VFP too).
>PS: You might check importer in foxyclasses.
>
>https://drive.google.com/file/d/0B1Q5wGByMZM-WVZOOUFrSkx5b3M/view?usp=sharing