>I never created a personal Skype account, but it appears I have one (I get email from them). The same with FB and Tweeter. Never created accounts with them either. But receive email tell me I should update my account and page too. Also, it appears I have many friends I have never met, or want to, but they feel the need to share their life with me.
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>The same is true with Publishers Clearing House. I receive dozens of spam messages from them a day, tell me I MUST complete their application if I wish the qualify for the thousands of dollar give-away.
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>Thank God for Spam filters.

Interestingly, when I paid off the mortgage (in bare 33 months!) all of a sudden I started getting dozens of offers to refinance my debt. In snail mail. These guys must have known something I didn't.