>>>I never created a personal Skype account, but it appears I have one (I get email from them). The same with FB and Tweeter. Never created accounts with them either. But receive email tell me I should update my account and page too. Also, it appears I have many friends I have never met, or want to, but they feel the need to share their life with me.
>>>
>>>The same is true with Publishers Clearing House. I receive dozens of spam messages from them a day, tell me I MUST complete their application if I wish the qualify for the thousands of dollar give-away.
>>>
>>>Thank God for Spam filters.
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>>Interestingly, when I paid off the mortgage (in bare 33 months!) all of a sudden I started getting dozens of offers to refinance my debt. In snail mail. These guys must have known something I didn't.
>
>I get ground-mail and phone calls tell me I am late with my car payments. I have not owned a car for over five years. And even then, they were pre-used cars, and I pay for them outright.
>
>My spam filter for that type of mail is a trash can near my mailbox, and caller ID on my phone.
>
>Perhaps in the near future, in the world of IoT, we will smart mailboxes and smarter phones that will keep this type of junk from me.

Speaking of stuff in the "snail-mail" and phone calls -- ever since the early 1980s (when I entered university and had a telephone listing under my name), I used to get a lot of mailings aimed at retiring/retired folks. Apparently this is connected to my not having an "American" given name -- resulting in an automatic assumption that I must be "issei" ("first generation" -- immigrant generation), since most "nisei" ("second generation" -- i.e. first generation born), "sansei" ("third generation" -- second generation born) and later generations tend to have "American" names, and often newer immigrants tend to adopt an "American" name for convenience. My siblings and I are "sansei" - and perhaps unusual in that were never given "American" names (perhaps stranger yet, my cousins in the USA *do* have "American" given names in addition to Japanese ones). Strangely enough, now that I'm old enough to join AARP (and entering age group for which those ads I'd been receiving were targeted), those calls and adverts have stopped and I am now receiving adverts and calls aimed at people in their 20s and 30s. I presume this is because of changes in trends within the USA when it became acceptable (and perhaps fashionable) to have exotic-sounding "ethnic" given names.