>>Thank you. But the question is, did you take a liability or a business insurance?
>>
>>>We happen to take one, mainly for very large clients who require it
>>>
>>>>Hi,
>>>>As a small software developer (and I assume that most of you here belong to this group), do you carry a Business Insurance?
>
>Dmitry, for what it's worth, my primary client requires that I carry liability/errors and omissions insurance. Their coverage requirements are pretty high, and I wind up paying roughly 5K a year.
>
>I'm not happy about paying it (for reasons beyond the 5K), but I have no choice if I want to keep working with them.
Kevin, I understand perfectly the need for a liability insurance, sometimes. Especially when you have a client that you bill a lot of hours. I am sure your 5K is important for your client and important for you to keep them happy.
I was asking about a business insurance that does not cover liability. Different animal.
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