>When inserting a string into a VFP table (using INSERT INTO command) and a string contains characters chr(13) and chr(10), I get error: "Command contains unrecognized phrase/keyword." The SQL Server DB has no such a problem.

Your carriage return is being interpreted in cSqlCommand. Thus, this results in this.

You might want to try to parameterize your values. So, they won't affect cSqlCommand.