>>I think it's a result of the obsession with equity markets.
>
>I reckon the equities (whatever that means) aren't exactly equal or there wouldn't be a market of them.
>
>>> Denmark: -0.70%
>>Something is rotten in the state of Denmark
>>
>>> Switzerland: -0.80%
>
>Does that mean you take a loan, and pay back less than you took?

No.

It means that if you put your money in a bank account, the bank charges you interest instead of paying you interest.
Crazy world.