>Yes, so I have heard. It seems that being able to remember the code was more important than the complexity,

Or the encoder was not that smart at all. Security by obscurity.

>Of course, making it difficult for someone to look into someone else's account at for instance ebay is far more important than avoiding a new world war. Seems like you have to be really smart to understand the logic behind this. Smart enough to be the president of a big country, should make you qualified, I guess.

YMMD

:)