Jane,

>How do I set the top margin on a report? It starts printing about 1/4 " from the top of the page & I'd like it to be lower. Also, how do I remove the lines at the top and bottom of the heading?

Just include a Page Header band that gives the desired Top Margin. You should be able to click the lines and they will get little select handles on the end, if you hit the delete key they will be removed.

>For a distributed exe, If I have the report form in the same directory as the exe will the program find the form?

Yes, make sure they are marked as excluded in the project.