Hi Joe ----

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>The problem nowadaze is that too many people have too much debt. And they lose sleep over it. You don't need a $35K car to get around. You don't need a 3000 square foot house in which to live. Don't get those things unless you can go to sleep without worrying about the debt. When the lights go out at night, you can't tell if you live in a 1500 square foot house or a mansion. But you do know if you are comfortable with your financial situation or not (on this topic, I would suggest getting a good mattress and boxspring set, even if it does cost a lot). If you live within your means, you won't have to worry about money so much and you can enjoy other areas of life.
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You must not be married :-) Of course I don't worry about these things --- my wife does for me.

If I had my way I'd live in a condo and drive a Chevy but nooooo.