John,
You almost have it. And it will work without DNS, WINS or any other
method. It also works with 9x and NT

Step 1: Edit the LMHOSTS. file and create as follows:

192.192.192.100 MYSERVER

Step 2: type NBTSTAT -R to reload the lmhosts file into memory

Step 3: Your current win9x log-in and password must be a user on the NT
box you are trying to attach to. If not, re-login to win98 as the NT user
or I prefer to set up a DOS prompt as follows:
1) Create a new shortcut on desktop for c:\command.com
2) Edit the properties, under Program.. Advanced. . check Prevent
Detection of windows
3) Double click the new DOS box
4) type NET LOGON and you can now log-in as any NT user. This won't
work unless you disable windows detection (it tells you can't do
this in a dos window)

Step 4: Now you can type NET USE F: \\SERVER\SHARE

That's it. Your F: drive will be routed over TCP/IP to the NT server.
I use it all the time, it works great to get to the office from home.