>>>Can you add premade single forms to a formset?
>>
>>I don't think so, no. Not at design time.
>>
>Why not? You can always add form based on some form class. I guess the question was about this.

I assumed it was about premade .SCX forms, not classes.

If you're using form classes, then why not write a better form manager class?
One that handles multiple toolbars (in case they need different ones, or none at all) rather than make do with what VFP provides in the form set.