>I cheat - our system remembers your last 4 passwords - so I just change it 5 times - 111111, 222222, 333333, 444444, then back to the original password, saves trying to remember different passwords & takes about 1 minute every 8 weeks.

I used to do that, but no longer, they're wise to that trick. We now also have a *minimum* of 30 days per p-word, in addition to the 24 p-word memory, and the 60-day max. It's getting tougher to all the time...