Michael, I've worked on Real Estate forms, and believe me, the forms DO contain all of that except (as of 5 years ago when I quit) the apocalytic end of the world. :-))

Let's face it, ICQ is at least providing "Truth in Disclaimer"

Barbara

>Excerpt of ICQ's disclaimer - don't you just love the language?
>*********
>By using this software, you may be subject to the following:
> Spoofing, eavesdropping, sniffing, spamming, breaking passwords, harassment, fraud, forgery, "imposturing", electronic trespassing, tampering, hacking, nuking, system contamination including without limitation use of viruses, worms and Trojan horses causing unauthorized, damaging or harmful access and/or retrieval of information and data on your computer and other forms of activity that may even be considered unlawful.
>*******
>It just struck me that if every company had to provide disclaimers like this, your real estate agent would have to warn you that they cannot be responsible for homicidal intruders, fires&floods, being struck an asteroid, or the apocalyptic end of the world.