>I just got my first private IP address. The IP address or DN go directly to
>
>DEFAULT.HTM (so that DEFAULT.HTM cannot be seen)
>
>which I can edit or replace from the pre-fab page. Anything else in my web space is a "subdirectory" (after a '/'). Is DEFAULT.HTM always a direct mapping to an IP (I mean, is it a standard), or is this just the way my web host has it set up?

In Windows NT IIS you setup the documents you want to fire when someone hits a website. You can call it anything you want (pretty much). The standards are default.htm, default.html, default.asp and index.htm, index.html, index.asp.