>>Exactly why I said to not get overdraft protection on this. However, there may still other legal means here. Is there a difference between someone stealing your checking card and stealing your checkbook? In the latter case, you are liable for nothing. (I speak from experience).
>
>Tell me more, oh checkless one!!

My checkbook was stolen at the grocery store. This happened about 3 years ago. Bogus checks kept showing up. I filed a police report and closed the account. I was not liable for any of the checks, which amounted to about $5000 worth of stuff. I don't understand why the merchant didn't ask for ID, especially when buying cameras and bicycles worth several hundred dollars.