>You are planning to lose, aren't you?

You know that is an interesting question. For some reason he always wants to play for money (50 cents per hold match play) and he always wants to play straightup without handi-cap. Not to brag or anything, but I'm better then your average weekend hackers.

But to anwser your question... HECK NO! I plan to clobber him like I always do. IT'S THE ONLY WAY TO PLAY. :)

Gotta go.

C-Ya