>Gee, I guess I should start looking for a waiter job.

If waiters made that much money here, the Entertainment Industry would crash & burn.

>Perhaps we can have a salary survey here... I have no idea how to compare my salary to others.

For full-time, $65K + full benefits is the market average for a Senior VFP Programmer/Analyst. Hourly rates for 6-12 month (40 hr/wk) contacts range from $50-65 /hr on average - however, you can negotiate much higher rates depending on the situation.