I'll add one to the list: Professional liability insurance. I just found out that I need to carry $1,000,000 of it for a potential client (for a $50K project, no less).

Not looking forward to calling the agents. I guess I should be flattered that they think I could do a $1,000,000 of insurance.


>Here's one for the just curious category.
>
>How many people have business insurance such as Errors and Omissions?
>If you do, how is your pricing based? Anticipated revenues? Typical project size?
>
>If you don't, why not and how do you cover yourself? (Sorry, good coding is not an acceptable answer < g >)
>
>Thanks,