>>Hi Patrick,
>>
>>I happened to come across an article in Contract Professional Magazine about liability (www.cpuniverse.com/news/liability.shtml) after asking that question. Professional liability is E&O insurance. General liability is the drop something on your foot. It's a really good article.
>
>
>I've never heard it spelled out as prof liability. When I talk to agents, it was always e&o.


If you find any e&o that is 'reasonable', let me know. The last time I checked on e&o, it was going to cost me over 25K a year based on a small sales figure. The percentages were coming out around 20-25% based in sales. As a small operation, it was neither cost effective nor worth it if I instituted the procedures I outlined earlier.

Pat