>Thanks for looking into this. I appreciate it. I think I need a new agent because he said he couldn't locate a company that would provide E&O insurance in the $1500 price range. It sounds like your agent did a lot more work than mine did.

< bg > find an agent who either owe's one of your clients a favor and/or who's biggest account is one of your clients. OR... find an agent who suspects his company is getting robbed by thier current consultants. (In my case, it was all of the above ;) )